{"id":931,"date":"2026-05-07T17:31:24","date_gmt":"2026-05-07T17:31:24","guid":{"rendered":"https:\/\/bookmark4.com\/dev\/ward\/?page_id=931"},"modified":"2026-05-21T19:14:14","modified_gmt":"2026-05-21T19:14:14","slug":"retirement-education","status":"publish","type":"page","link":"https:\/\/bookmark4.com\/dev\/ward\/retirement-education\/","title":{"rendered":"Retirement Education"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"931\" class=\"elementor elementor-931\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a174c3c e-flex e-con-boxed e-con e-parent\" data-id=\"a174c3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-25fbd50 e-con-full e-flex e-con e-child\" data-id=\"25fbd50\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e729628 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"e729628\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d3d0ee e-flex e-con-boxed e-con e-parent\" data-id=\"7d3d0ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-78cd96f e-con-full e-flex e-con e-child\" data-id=\"78cd96f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e48104e elementor-widget elementor-widget-text-editor\" data-id=\"e48104e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Retirement planning is about more than products and investments, it\u2019s about understanding how the pieces of your financial future work together. At Ward Financial, we believe informed decisions start with clear education and thoughtful guidance. Our Retirement Education page was created to provide valuable links to information on retirement income strategies so you can approach retirement with greater clarity and confidence.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-01aeb40 elementor-widget elementor-widget-text-editor\" data-id=\"01aeb40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul><li><a href=\"https:\/\/www.boldin.com\/retirement\/3-steps-to-a-retirement-income-plan-nobel-prize-winner-helps-you-figure-out-the-best-options\/\" target=\"_blank\" rel=\"noopener\">3 Steps to a Retirement Income Plan: Nobel Prize Winner Explains How<\/a><\/li><li><a href=\"https:\/\/401kspecialistmag.com\/study-by-finke-pfau-shows-annuities-improve-retirement-outcomes\/\" target=\"_blank\" rel=\"noopener\">Finke, Pfau Study: Annuities Boost Retirement Success<\/a><\/li><li><a href=\"https:\/\/www.forbes.com\/sites\/teresaghilarducci\/2025\/06\/09\/why-annuities-are-healthy-for-retirees\/\" target=\"_blank\" rel=\"noopener\">Why Annuities Can Improve Retirees\u2019 Mental And Physical Health<\/a><\/li><li><a href=\"https:\/\/www.kiplinger.com\/retirement\/annuities\/601986\/retirees-with-a-guaranteed-income-are-happier-live-longer\" target=\"_blank\" rel=\"noopener\">Retirees with a Guaranteed Income Are Happier, Live Longer | Kiplinger<\/a><\/li><li><a href=\"https:\/\/www.newsmax.com\/finance\/kennuss\/retirees-guaranteed-income-happier\/2018\/05\/29\/id\/863006\/\" target=\"_blank\" rel=\"noopener\">Research: Retirees With Guaranteed Income Are Happier, Live Longer | Newsmax.com<\/a><\/li><li><a href=\"https:\/\/www.limra.com\/en\/newsroom\/industry-trends\/2024\/future-retirees-face-a-different-reality-and-increasingly-look-to-annuities-for-financial-security\/\" target=\"_blank\" rel=\"noopener\">Future Retirees Face a Different Reality and Increasingly Look to Annuities for Financial Security<\/a><\/li><li><a href=\"https:\/\/herretirement.com\/2021\/04\/15\/retirees-with-a-guaranteed-income-are-happier-live-longer\/\" target=\"_blank\" rel=\"noopener\">Retirees with a Guaranteed Income Are Happier, Live Longer \u2013 Her Retirement<\/a><\/li><li><a href=\"https:\/\/allianceam.com\/income\/guaranteed-income-gives-retirees-confidence-to-spend\" target=\"_blank\" rel=\"noopener\">Guaranteed income gives retirees confidence to spend, study finds<\/a><\/li><li><a href=\"https:\/\/www.psca.org\/news\/psca-news\/2025\/4\/retirees-spend-lifetime-income-more-freely-than-savings\/\" target=\"_blank\" rel=\"noopener\">Retirees Spend Lifetime Income More Freely Than Savings<\/a><\/li><li><a href=\"https:\/\/www.thewealthadvisor.com\/article\/pfau-annuities-are-better-bonds-guaranteed-income\" target=\"_blank\" rel=\"noopener\">Pfau: Annuities Are Better Than Bonds for Guaranteed Income | The WealthAdvisor<\/a><\/li><li><a href=\"https:\/\/www.investmentnews.com\/retirement-planning\/retirees-spend-twice-as-much-when-they-have-guaranteed-income-research-finds\/254930\" target=\"_blank\" rel=\"noopener\">Retirees spend twice as much when they have guaranteed income, research finds &#8211; InvestmentNews<\/a><\/li><li><a href=\"https:\/\/www.globalaginginstitute.org\/assets\/client-assets\/common\/downloads\/publications\/2026-the-case-for-lifetime-income.pdf\" target=\"_blank\" rel=\"noopener\"> The Case For Lifetime Income<\/a><\/li><li><a href=\"https:\/\/alum.mit.edu\/slice\/nobel-laureate-proposes-retirement-strategies\" target=\"_blank\" rel=\"noopener\">Nobel Laureate Proposes Retirement Strategies<\/a><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7bb8ff3 elementor-widget elementor-widget-spacer\" data-id=\"7bb8ff3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2bffb58 e-con-full e-flex e-con e-child\" data-id=\"2bffb58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-12c0c5a elementor-widget elementor-widget-spacer\" data-id=\"12c0c5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8ace580 e-con-full e-flex e-con e-child\" data-id=\"8ace580\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-216e1bb e-con-full e-flex e-con e-child\" data-id=\"216e1bb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_offset&quot;:120,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9502f8f elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"9502f8f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:900}\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Review Your Current Retirement Plan<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45d6bb4 elementor-widget elementor-widget-template\" data-id=\"45d6bb4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"965\" class=\"elementor elementor-965\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6d438d4a e-con-full e-flex e-con e-child\" data-id=\"6d438d4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4135420f elementor-button-align-start elementor-widget elementor-widget-form\" data-id=\"4135420f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;step_next_label&quot;:&quot;Next&quot;,&quot;step_previous_label&quot;:&quot;Previous&quot;,&quot;button_width&quot;:&quot;100&quot;,&quot;step_type&quot;:&quot;number_text&quot;,&quot;step_icon_shape&quot;:&quot;circle&quot;}\" data-widget_type=\"form.default\">\n\t\t\t\t\t\t\t<form class=\"elementor-form\" method=\"post\" name=\"Sidebar Form\" aria-label=\"Sidebar Form\">\n\t\t\t<input type=\"hidden\" name=\"post_id\" value=\"965\"\/>\n\t\t\t<input type=\"hidden\" name=\"form_id\" value=\"4135420f\"\/>\n\t\t\t<input type=\"hidden\" name=\"referer_title\" value=\"Income Annuities\" \/>\n\n\t\t\t\t\t\t\t<input type=\"hidden\" name=\"queried_id\" value=\"790\"\/>\n\t\t\t\n\t\t\t<div class=\"elementor-form-fields-wrapper elementor-labels-above\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-name elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-name\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tName\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[name]\" id=\"form-field-name\" class=\"elementor-field elementor-size-md  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-text elementor-field-group elementor-column elementor-field-group-field_a10a081 elementor-col-100 elementor-field-required elementor-mark-required\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-field_a10a081\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tPhone Number\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"text\" name=\"form_fields[field_a10a081]\" id=\"form-field-field_a10a081\" class=\"elementor-field elementor-size-md  elementor-field-textual\" required=\"required\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-email elementor-field-group elementor-column elementor-field-group-email elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-email\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tEmail\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<input size=\"1\" type=\"email\" name=\"form_fields[email]\" id=\"form-field-email\" class=\"elementor-field elementor-size-md  elementor-field-textual\">\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-type-textarea elementor-field-group elementor-column elementor-field-group-message elementor-col-100\">\n\t\t\t\t\t\t\t\t\t\t\t\t<label for=\"form-field-message\" class=\"elementor-field-label\">\n\t\t\t\t\t\t\t\tMessage\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t<textarea class=\"elementor-field-textual elementor-field  elementor-size-md\" name=\"form_fields[message]\" id=\"form-field-message\" rows=\"4\"><\/textarea>\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-field-group elementor-column elementor-field-type-submit elementor-col-100 e-form__buttons\">\n\t\t\t\t\t<button class=\"elementor-button elementor-size-sm\" type=\"submit\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Send<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/button>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/form>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Retirement planning is about more than products and investments, it\u2019s about understanding how the pieces of your financial future work together. At Ward Financial, we believe informed decisions start with clear education and thoughtful guidance. Our Retirement Education page was created to provide valuable links to information on retirement income strategies so you can approach [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-931","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/pages\/931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/comments?post=931"}],"version-history":[{"count":10,"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/pages\/931\/revisions"}],"predecessor-version":[{"id":973,"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/pages\/931\/revisions\/973"}],"wp:attachment":[{"href":"https:\/\/bookmark4.com\/dev\/ward\/wp-json\/wp\/v2\/media?parent=931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}